Profile for User: Gholloway

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Viewing 8 posts - 1 through 8 (of 8 total)
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  • in reply to: 2022 Derby Contest #36806
    Gholloway
    Participant

    Epicenter, Gaby Holloway, IBC Bank, Group 3

    (fun fact, the trainer for Epicenter is from Laredo, TX, the city where I live 🙂

    in reply to: 2021 Derby Contest #33833
    Gholloway
    Participant

    Midnight Bourbon, Gaby Holloway, IBC Bank, Group 3

    in reply to: 2019 Derby Contest #15249
    Gholloway
    Participant

    Long Range Toddy, Gabriela Holloway, IBC Bank, Group 3

    in reply to: Derby Horse Contest 2018 #12835
    Gholloway
    Participant

    Combatant, Gaby Holloway, IBC Bank, Group 3

    in reply to: HMDA Data Field – Total Units #12828
    Gholloway
    Participant

    So are you saying that in this example you would report “2” for “Total Units”? Even though they are separate units securing the loan and only reporting the address information on one of the units?

    in reply to: Reporting Income – Denied Loan #12780
    Gholloway
    Participant

    To clarify — we have applications where the income may or may not be included. Income is not evaluated or considered until after the applicant “passes” the credit score requirement. If the credit score is not sufficient the application is denied based on credit. In these cases, where income was not evaluated YET, is reporting income as “NA” acceptable? thank you

    in reply to: Reporting Income – Denied Loan #12768
    Gholloway
    Participant

    If we deny the loan based on the credit score ONLY — could we report income as “NA” since the income was not relied upon in making the credit decision?

    in reply to: HMDA -construction costs overrun #8812
    Gholloway
    Participant

    yes it is construction to permanent. And it is a separate loan that was made from the original loan for construction.

Viewing 8 posts - 1 through 8 (of 8 total)