On March 20, 2023, the Consumer Financial Protection Bureau (CFPB) published a final rule to make non-substantive corrections and updates to CFPB and other Federal agency contact information found at certain locations in Regulations B, E, F, J, V, X, Z, and DD, including Federal agency contact information that must be provided with:

  • The Equal Credit Opportunity Act adverse action notices; and
  • The Fair Credit Reporting Act Summary of Consumer Rights.

This final rule also revises the chapter heading, makes various non-substantive changes to Regulations B and V, and provides a Bureau website address where the public may access certain APR tables referenced in Regulation Z.

The rule is effective April 19, 2023. However, the mandatory compliance date for the amendments to appendix A to Regulation B (adverse action notices), appendix A to Regulation J, and appendix K to Regulation V is March 20, 2024.