On March 5, 2026, the Homebuyers Privacy Protection Act (HPPA) takes effect, introducing one of the most significant privacy-related changes to the mortgage ecosystem in recent years. For consumers, the promise is straightforward: fewer unsolicited calls and greater protection of sensitive financial information. For financial institutions, however, HPPA represents something far more consequential: A new layer of regulatory and supervisory exposure Fundamental changes to longstanding lead generation and marketing practices Potentially significant adjustments to vendor […]
