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2025 HMDA Filing Instructions Guide Released

Last week, the CFPB released the 2025 HMDA Filing Instructions Guide (FIG). In case you haven’t used a FIG before, it is a technical resource designed to help HMDA covered financial institutions file annual HMDA data. The 2025 HMDA FIG is for filing data collected in 2025 and reported in 2026. Though there are a few updates in the Filing Instructions Guide, the FFIEC reported that there are no significant changes to the submission process […]

CFPB RELEASES HMDA PLATFORM FOR BETA TESTING

Finally, HMDA covered financial institutions can view another piece to the never-ending puzzle of HMDA tools from the CFPB.  The HMDA Platform was released today for beta testing.  Starting with 2017 data collected, financial institutions are required to report HMDA data to the CFPB.  The platform must be utilized by all HMDA reportable financial institutions to submit their data required by March 1, 2018. The Bureau did clarify the reason for the release was to […]