Last week, the CFPB released the 2025 HMDA Filing Instructions Guide (FIG).
In case you haven’t used a FIG before, it is a technical resource designed to help HMDA covered financial institutions file annual HMDA data. The 2025 HMDA FIG is for filing data collected in 2025 and reported in 2026.
Though there are a few updates in the Filing Instructions Guide, the FFIEC reported that there are no significant changes to the submission process for data collected in 2025 and reported in 2026.
You can find the 2025 HMDA Filing Instructions Guide here.
______
If you’d like to take a closer look at your institution’s HMDA program, keep your eyes peeled for an upcoming course focusing in on Navigating Common HMDA Compliance Challenges scheduled for November 5, 2024.