[Cindy]

Thank you, your response is very helpful.

[Cindy]

Thank you Jack, I will check the content of our current Note and state law as well.

[Cindy]

Thank you, this is very helpful!

[Cindy]

I actually have 2-questions on the LE cost expiration date: 1)Whether or not there is a rate lock, if after 5-days either the customer requests a change or we need to change the program, do we need put a new cost expiration date (another 10-days) or do we remain with the original expiration date? And 2) If we get a change request and it’s after the 10- days have expired, do we put a new cost expiration date?

[Author]

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