Profile for User: Annmichele

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Viewing 6 posts - 1 through 6 (of 6 total)

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July 5, 2022 at 10:06 am EDT in reply to: Construction Only – Builders Risk Ins #37237

Annmichele
Participant

As of right now we are keeping it under Prepaids on the Closing Disclosure.

April 27, 2021 at 3:15 pm EDT in reply to: 2021 Derby Contest #33834

Annmichele
Participant

Soup and Sandwich, Ann Michele Angel, Auburn Banking Company, Group 3

March 9, 2021 at 2:26 pm EST in reply to: Revised Loan Estimate Escrow Change #33579

Annmichele
Participant

Thank you Robin!

March 8, 2021 at 4:29 pm EST in reply to: Revised Loan Estimate Escrow Change #33573

Annmichele
Participant

Thank you for your help! Let me go a little further. If a loan is an HPML at Loan Estimate time which requires escrow but at the time of the CD its is not an HPML (no escrow) does that require a re-disclosure of an LE before issuing a CD. Thank you again!

November 17, 2020 at 11:02 am EST in reply to: Duplex in SFHA, borrower will live in a unit #32915

Annmichele
Participant

I am new to compliance and we have a similar situation where applicants are wanting to buy land to build a duplex on it and live in one of the units and rent the other. Did you use consumer or commercial purpose for this loan?
Thanks!

May 4, 2018 at 3:26 pm EDT in reply to: Derby Horse Contest 2018 #12870

Annmichele
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Promises Fulfilled, Sandra Kinser & Ann Michele Angel, Auburn Banking Company, Group 3
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Viewing 6 posts - 1 through 6 (of 6 total)