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Risk Assessments

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  • October 1, 2013 at 10:55 am EDT #4001
    Anonymous
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    When completing the variours mortgage risk assessement(s) related to Reg Z, I need a little clarification on total loan mortgage volume used for comparison. For example: “Low volume (calculated by number) of ARMs compared to total mortgage loan volume”. Does this “total mortgage volume” refer to ALL mortgage loans (commercial, ag, consumer) in the portfolio or just the total of consumer (Reg Z) mortgage loans?

    Thanks!

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  • October 2, 2013 at 9:01 pm EDT #4011
    rcooper
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    You would compare your number of ARMs to your total number of consumer mortgage loans.

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