[mdunker]

does the optional owner’s title policy have to be on the written list to be included in the 10% or the no tolerance?

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[rcooper]

If you require OTI and allow the customer to shop it would need to be on the shopping list in order to fall into the 10% tolerance category. If it is an optional purchase and disclosed as such on the LE then it is an unlimited change category and you would not need to include it on the shopping list.

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