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Example: A bank purchases a mailing list from a non-affiliated third-party, NOT a Credit Reporting Agency for marketing purposes. The mailing list would be based on the geographic area around the bank’s location. Sometimes the third party may mail general bank promo information, and sometimes the bank may use the list to send information. Would this trigger any concerns, and what regulations would affect this type of arrangement?
The bank would not be giving any consumer information, only receiving data and processing services of stuffing and mailing information to a list provided by the third party.
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