HMDA Houseboat? Home » Topics » Home Mortgage Disclosure Act » HMDA Houseboat? This topic has 1 reply, 2 voices, and was last updated 11 years, 10 months ago by Anonymous. Viewing 2 posts - 1 through 2 (of 2 total) Author Posts January 24, 2013 at 1:11 pm EST #2644 cjernigan1211Participant Under HMDA’s definition of dwelling, excluded items include vehicles such as boats and campers. Would a houseboat qualify for this exemption. The boat is not the applicant’s primary residence. Thanks for your help. January 25, 2013 at 3:47 pm EST #3045 AnonymousInactive Yes, a houseboat is exempt from this definition. Author Posts Viewing 2 posts - 1 through 2 (of 2 total) You must be logged in to reply to this topic. Log In Username: Password: Keep me signed in Log In