Higher Priced Mortgage Loans Home » Topics » Truth in Lending/ Regulation Z » Higher Priced Mortgage Loans This topic has 2 replies, 2 voices, and was last updated 13 years, 2 months ago by Anonymous. Viewing 2 posts - 1 through 2 (of 2 total) Author Posts February 17, 2012 at 5:10 pm EST #2741 jholzknechtKeymaster The Dodd-Frank Act contains the exemption you describe, but we do not have final regulations yet. At this time balloons with a term of less than 7 years continue to be a problem. February 21, 2012 at 3:55 pm EST #2876 AnonymousInactive Thanks! Author Posts Viewing 2 posts - 1 through 2 (of 2 total) You must be logged in to reply to this topic. Log In Username: Password: Keep me signed in Log In