The loan is for $700,000. The collateral consists of three (3) parcels of land totallying 226 acres. A house (valued at $220,000) and a barn (valued at $22,500) sit on the biggest parcel. The insurance policy shows they are both insured. The appraisal for the land/house/barn was $1,670,000. The flood search showed the address was not in a flood zone, but the appraiser noted that while the house was not in a flood zone, a small corner of the barn was. Do we need to get flood insurance on the barn?