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I was recently told by an auditor that based on FEMA guidelines we are required to have seperate policies on each building that is included on the property being used as collateral. Do you have any information to share on this issue?
“● Detached garages (up to 10 percent of Building
Property coverage). Detached buildings (other than
garages) require a separate Building Property policy.”See page 2 on the linked PDF below.
https://www.tdi.texas.gov/consumer/storms/documents/NFIPcoverage.pdf
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