[Sandy]

We normally close our loans instead of an attorney handling them. We have a TRID loan that the attorney will be closing therefore we will write a check for the full loan amount and let the attorney disburse the monies out to whom they belong. We will do our own closing disclosure to ensure it is correct. When creating the closing disclosure do we enter fees that are not attorney fees, for example the mortgage recording fee, in the attorney section and put the word TITLE in front of it with explanation of what the fee is? Or do we list it in section E payable to the county clerk?

[jholzknecht]

The fees should be disclosed by the category of fee. For example, the mortgage recording fee should be listed in the Other costs section as “Taxes and other government fees.”

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