FCRA – Joint Deposit Account Applicant Skipped

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  • #34301

    Section 615a of the Fair Credit Reporting Act states, “If any person takes any adverse action with respect to any consumer that is based in whole or in part on any information contained in a consumer report, the person shall
    (1) provide oral, written, or electronic notice of the adverse action to the consumer;”

    The notice is not required for a consumer for a consumer report was not obtained.

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