Early ARM Disclosures- Do you need separate disclosures for ARMs with a Discount Home » Topics » Truth in Lending/ Regulation Z » Early ARM Disclosures- Do you need separate disclosures for ARMs with a Discount This topic has 0 replies, 1 voice, and was last updated 11 years, 2 months ago by aschliebe. You must be logged in to reply to this topic. Log In Username: Password: Keep me signed in Log In