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I am trying to cure a mistake made with the document prep fees on the Hud 1. Our attorney does the title exam, search, and legal documents including the mortgage and we have since January 1, 2010 placed this fee of $35.00 under # 1100 series. If I understand it correctly after attending the RESPA Seminar in Paducah, KY we needed to place this fee under Block 1, origination charge. How do you suggest we cure this correctly? Refund the $35.00? Do a new revised Hud 1? Not sure where to begin, also we have one that is paid out, do we do the same cure on this loan? please let me asap?
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