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We have loans to an employer to reimburse them for the purchase of mobile homes to house workers. Each loan is secured by a mobile home. While I know these are transitory circumstances that won’t be reported on the HMDA LAR, what Call Report code would be most appropriate? 1c2a (1-4 family – secured) or 1e2 (non-OOCRE)? I am trying to confirm whether or not there is a case for them to be reported on the CRA LR itself (not just considered separately). Thanks for the feedback…
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