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Our bank does not require or charge a courier or wire fee nor does any of the closing agents that are on our provider list. So if a customer selects an attorney/closing agent that is not on our list and that agent charges a fee for the overnight delivery, we have shown the fee on the closing disclosure in the “other category”. We were told during our loan audit(that we hire) that it should go in Section C- services you can shop for. I have been checking and have seen where some say that it should go in Section B – Services that you can not shop for. But we do not require the charge nor do any of the attorneys on our list. Any advice?
Thank you.
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