[mdunker]

I am trying to figure out if a new 3 day requirement should be given in the following scenario. The closing was scheduled for and the CD was issued and signed for then the closing date had to be changed therefore changing my dates and changing the APR(it did go up by .028%). Would a new 3 day requirement be needed?

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[rcooper]

The APR is not considered inaccurate (not more than 1/8 of 1 percentage point above or below the actual apr for regular transaction) and assuming you haven’t added a prepayment penalty or had a product change, you wouldn’t need to wait 3 additional business days. But you are required to provide corrected disclosures at or before consummation. (see comment 19(f)(2)(ii)-1.i.a)

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