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Good Morning,
An appraisal fee was disclosed on the Loan Estimate. When the appraisal was ordered, the appraisal was paid POC by the borrower.
When the initial CD was given to the borrower, the processor did not disclosed the appraisal fee. Is this a violation? Did the appraisal fee have to be disclosed since it was paid POC.When the processor did the closing CD the appraisal was disclosed. The lender had to do a tolerance cure.
Please help me out on this, there has been some discussion about this.Please give how this should have been done.
Thank you
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