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After a series of short-term continuing resolutions, on March 10, 2022, Congress passed a federal spending bill that provides funding for the National Flood Insurance Program until September 30, 2022, which is the end of the 2022 fiscal year. The measure has been sent to President Biden for his signature.

On February 17, 2022, the Senate approved a stopgap bill to avert a shutdown at the end of the week ahead of a looming Friday deadline when government funding has been set to expire. The House of Representatives voted last week on a bipartisan basis to approve the measure, known as a continuing resolution, to extend funding through March 11. Now that the Senate has passed the measure it can be sent to President Joe Biden’s desk […]

On December 3, 2021, Congress reauthorized the National Flood Insurance Program (NFIP) through February 18, 2022.  Prior to this most recent temporary reauthorization, the NFIP had been set to expire on December 3, 2021. Since 2017, there have been 18 temporary reauthorizations as more comprehensive and permanent legislative solutions to the program have failed to gain traction in Congress.

We have received several recent questions regarding flood insurance. Declaration Page – Are we still required to compare the risk rating on our flood determination to the risk rating on the flood insurance policy? FEMA has revised the declaration page for flood insurance policies. Among the changes, the risk rating has been removed. It is no longer possible to compare the risk rating from the Standard Flood Hazard Determination Form to the declaration page of […]

On September 30, 2021, the Federal Emergency Management Agency (FEMA) released the revised Standard Flood Hazard Determination Form (SFHDF). The previous version of the form expired on October 31, 2018. The revised form is difficult to open. It requires the most current version of Adobe or similar software.