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What topics will be hot in the new administration?
The whole category of lending discrimination has been quiet for the last four years when compared to the previous four administrations (Bush, Clinton, Bush, and Obama). Enforcement actions are expected to rise quickly back to previous levels.
As we predicted in late 2020, the area of Fair lending is red hot. Under the Biden Administration major attention has been focused on Limited English Proficiency, Sexual orientation and gender identity, and Redlining. The CFPB has issued a 900+ page proposed regulation covering Data Collection and Reporting for Small Business Loans.
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