OCC Civil Monetary Penalty Amounts

OCC Civil Monetary Penalty Amounts For National Banks Inflation adjusted as required by the Federal Civil Penalties Inflation Adjustment Act of 1990
U.S. Code Citation	Description and Tier	Maximum Penalty Amount*
12 U.S.C. 93(b)	Violation of Various Provisions of the National Bank Act:
	Tier 1	9,819
	Tier 2	49,096
	Tier 3	1,963,870**
12 U.S.C. 164	Violation of Reporting Requirements:
	Tier 1	3,928
	Tier 2	39,278
	Tier 3	1,963,870**
12 U.S.C. 481	Refusal of Affiliate to Cooperate in Examination	9,819
12 U.S.C. 504	Violation of Various Provisions of the Federal Reserve Act:
	Tier 1	9,819
	Tier 2	49,096
	Tier 3	1,963,870²
12 U.S.C. 1817(j)(16)	Violation of Change in Bank Control Act:
	Tier 1	9,819
	Tier 2	49,096
	Tier 3	1,963,870**
12 U.S.C. 1818(i)(2)***	Violation of Law, Unsafe or Unsound Practice, or Breach of Fiduciary Duty:
	Tier 1	9,819
	Tier 2	49,096
	Tier 3	1,963,870**
12 U.S.C. 1820(k)(6)(A)(ii)	Violation of Post-Employment Restrictions:
12 U.S.C. 1820(k)(6)(A)(ii)	Per violation	323,027
12 U.S.C. 1832(c)	Violation of Withdrawals by Negotiable or Transferable Instrument for Transfers to Third Parties:
12 U.S.C. 1832(c)	Per violation	2,852
12 U.S.C. 1884	Violation of the Bank Protection Act	285
12 U.S.C. 1972(2)(F)	Violation of Anti-Tying Provisions regarding Correspondent Accounts, Unsafe or Unsound Practices, or Breach of Fiduciary Duty:
	Tier 1	9,819
	Tier 2	49,096
	Tier 3	1,963,870**
12 U.S.C. 3110(a)	Violation of Various Provisions of the International Banking Act (Federal Branches and Agencies)	44,881
12 U.S.C. 3110(c)	Violation of Reporting Requirements of the International Banking Act (Federal Branches and Agencies):
	Tier 1	3,591
	Tier 2	35,904
	Tier 3	1,795,216**
12 U.S.C. 3909(d)(1)	Violation of International Lending Supervision Act	2,443
15 U.S.C. 78u-2(b)	Violation of Various Provisions of the Securities Act, the Securities Exchange Act, the Investment Company Act, or the Investment Advisers Act:
	Tier 1 (natural person) – Per violation	9,239
	Tier 1 (other person) – Per violation	92,383
	Tier 2 (natural person) – Per violation	92,383
	Tier 2 (other person) – Per violation	461,916
	Tier 3 (natural person) – Per violation	184,767
	Tier 3 (other person) – Per violation	923,831
15 U.S.C. 1639e(k)	Violation of Appraisal Independence Requirements:
	First violation	11,279
	Subsequent violations	22,556
42 U.S.C. 4012a(f)(5)	Flood Insurance:
42 U.S.C. 4012a(f)(5)	Per violation	2,133
* The maximum penalty amount is per day, unless otherwise indicated. ^The maximum penalty amount for a national bank is the lesser of this amount or 1 percent of total assets. * These amounts also apply to CMPs in statutes that cross-reference 12 U.S.C. 1818, such as 12 U.S.C. 2804, 3108, 3349, 4309, and 4717 and 15 U.S.C. 1607, 1693o, 1681s, 1691c, and 1692 l.