Profile for User: kvet18 Profile Topics Started Replies Created Favorites Forum Replies Created Viewing 5 posts - 1 through 5 (of 5 total) Author Posts September 2, 2020 at 4:27 pm EDT in reply to: 2020 Derby Contest #32585 kvet18Participant Tiz the Law, Kristin Vetrano, Commonwealth Bank & Trust Company, Group 1 May 1, 2019 at 2:57 pm EDT in reply to: 2019 Derby Contest #15112 kvet18Participant Omaha Beach, Kristin Vetrano, Commonwealth Bank, Group 1 May 3, 2018 at 12:16 pm EDT in reply to: Derby Horse Contest 2018 #12854 kvet18Participant Justify, Kristin Vetrano, Commonwealth Bank, Group 1 May 5, 2017 at 9:47 am EDT in reply to: Derby Horse Contest 2017 #10992 kvet18Participant McCracken, Kristin Vetrano, Commonwealth Bank & Trust, Group 1 November 28, 2016 at 8:34 am EST in reply to: Temp Buydowns #10215 kvet18Participant Total points and fees – So if the borrower pays the amount to setup the temporary buydown is that included in the Total Points and Fees? We are not collecting discount points we are collecting buydown funds. Author Posts Viewing 5 posts - 1 through 5 (of 5 total)