[jack]

Each aspect of your question is addressed separately below:
• Right of Rescission – Since your loan does not include a security interest in the principal dwelling, the right to rescind does not apply.
• Notice to Home Owner – Please clarify which disclosure you are referring to.
• Counseling Disclosure – Required by RESPA, which only applies to loans secured by 1- to 4-family dwelling and land. You don’t have the 1- to 4-family dwelling.
• Acknowledge of Receipt of Appraisal
o Regulation B – A creditor shall provide an applicant a copy of all appraisals and other written valuations developed in connection with an application for credit that is to be secured by a first lien on a dwelling. Your loan is not secured by a dwelling.
o Regulation Z – HPML – A HPML must be secured by the consumer’s principal dwelling. Your loan is not secured by a dwelling.

PS: I apologize for the slow reply. I had website access issues today.

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