[TheBank]

If a debit card POS transaction is disputed, the bank gives provisional credit timely, then final notice that provisional will stay because the transaction was fraud, then later, after final notice had been given, the bank realizes that merchant credit was given to the customer in their account and the customer did receive that credit, can the bank then reverse the provisional credit?

(this would be after final notice of provisional credit being final)

[TheBank]

To clarify my question, can the bank reverse provisional credit or the merchant credit?

[Author]

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