[TheBank]

We have an application where the applicants checked the Other Asian box for Race, then circled one of the examples instead of writing it in the box. They circled Cambodian, but did not write that in the box. Would proper HMDA reporting be Borrower Race 1 code 27 for other Asian, then enter Cambodian in the Borrower Other Asian field or leave it blanc since they did not write that in the box?

Side note, the ethnicity other category was selected, and they wrote in their selection, which was not listed as an example.

[jholzknecht]

The instructions for completing the demographic data cover a variety of scenarios, but, of course does not address the one you describe. The action of circling “Cambodian” indicates intent to enter that option. Your side note also indicates intent to select “Cambodian.” The instructions for the Asian free form field indicate that the lender should select the other Asian race, if provided by the applicant or borrower or any co-applicant or co-borrower. The applicant made two efforts to indicate “Cambodian.” In my opinion entering code 27 and entering Cambodian in the appropriate action.

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