FORUM PROFILE

ATR – Outstanding Credit Balances

Viewing 1 post (of 1 total)
  • Author
    Posts
  • January 12, 2023 at 4:54 pm EST #190709
    kvet18
    Participant

    When calculating DTI for ATR, if a customer already has a HELOC with another lender for 100K but the balance is currently at $0, does regulation require that we use a certain amount to calculate or is that a policy decision?

  • Author
    Posts
Viewing 1 post (of 1 total)
  • You must be logged in to reply to this topic.