Description:
HMDA compliance is about much more than getting the LAR submitted on time. Data collection, reporting, monitoring, quality control, and regulatory changes continue to create challenges for financial institutions—and HMDA data remains an important source of information for regulators, examiners, and the public.
Top HMDA Issues takes a practical look at the HMDA compliance issues that financial institutions should have on their radar. Rather than simply reviewing the regulation from beginning to end, this 90-minute program focuses on areas where errors, misunderstandings, and weak controls can create compliance and fair lending risk.
The program is designed for participants with varying levels of HMDA experience. Key concepts will be reviewed as needed, while the discussion moves beyond the basics to focus on common problems, reporting decisions, data integrity, quality control, and areas that deserve additional compliance attention.
Participants will leave with a better understanding of the HMDA issues that should be considered when reviewing policies and procedures, monitoring HMDA compliance, evaluating data quality, and preparing for regulatory scrutiny.
At the conclusion of this session, participants will be able to:
- Identify key HMDA requirements and recent developments that may affect day-to-day compliance responsibilities.
- Recognize common HMDA data collection and reporting errors.
- Apply HMDA requirements to loan scenarios that can create reporting questions or uncertainty.
- Identify areas of the HMDA data that warrant heightened quality control and compliance review.
- Explain how HMDA data can be used to identify potential fair lending concerns.
- Recognize weaknesses in HMDA policies, procedures, training, testing, and monitoring programs.
- Identify common HMDA compliance issues that may draw examiner attention.
- Develop practical strategies for strengthening HMDA controls and reducing reporting and compliance risk.
Who Should Attend:
This program is appropriate for anyone involved in HMDA compliance, data collection, reporting, quality control, or fair lending oversight, including:
- Compliance Officers and Compliance Staff
- HMDA Officers and HMDA Data Personnel
- Loan Operations Personnel
- Mortgage Lending and Loan Processing Staff
- Quality Control and Quality Assurance Personnel
- Internal Audit and Risk Management Staff
- Fair Lending Personnel
- Lending Compliance Managers
- Anyone responsible for HMDA policies, procedures, testing, monitoring, or reporting
HMDA requirements can be complicated, but the biggest compliance problems are not always caused by the most complicated rules. This program focuses on the issues that can get overlooked in day-to-day lending and reporting—and gives participants practical tools for identifying and addressing those risks before they become examination findings.
Presenters:
Kimberly Boatwright, CRCM, CAMS, FLE
Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC and has more than a two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC and consumer compliance. During her career she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager, a Certified Anti-Money Laundering Specialist and a Fair Lending Expert.
December 8, 2026