Description:
Understanding the ACH Return Process!
In this webinar, you’ll break down one of the most important, and often misunderstood, parts of the ACH Network: the return process. You’ll learn how and why returns occur, the responsibilities of ODFIs and RDFIs, and the timelines that govern each return reason code. We’ll walk through common scenarios, consumer vs. corporate return rules, unauthorized vs. administrative returns, and what financial institutions must do to stay compliant with Nacha requirements.
Whether you’re new to ACH or looking to sharpen your operational readiness, this session gives you the clarity and confidence to handle ACH returns accurately and efficiently.
Who Should Attend:
This session is ideal for:
- ACH operations professionals and payment processors.
- Compliance officers and risk management personnel.
- Customer service teams managing ACH disputes and returns.
- Banking professionals seeking to deepen their knowledge of ACH return rules and timelines.
- Financial institution staff preparing for Accredited ACH Professional (AAP) certification.
- Anyone involved in the processing or oversight of ACH transactions and returns.
Presenters:
Kevin Olsen
Kevin Olsen is the Payments Professor bringing enthusiasm and motivation to presentations. Viewing the world as a classroom which is exemplified in the professor’s “edutainment” ed-u-tain-mint (noun\ When education is motivating, informative, and fun) style of training as he seeks to educate and inform all on the latest developments and trends in the fascinating world of electronic payments Kevin develops programs, presentations, and articles designed to orient and educate financial professionals on a multitude of electronic payment topics. Kevin is also a certified business coach helping lead organizations to innovate and communicate in the ever-changing world of payments, including building of payment strategies with a focus on product development and use cases for faster payments (RTP & FedNow). You can find the Payments Professor on YouTube, Instagram, through the Payments Podium podcast and usually speaking at an event near you.
January 27, 2026