Description:
HMDA-reporting institutions devote considerable time to reviewing, validating, and correcting loan application register (LAR) data before the annual submission deadline. Even seemingly minor errors can result in reporting inaccuracies, increased regulatory scrutiny, and potential civil money penalties.
This session provides a comprehensive review of data collection, reporting, validation, and submission requirements. Participants will learn how to identify common errors, strengthen internal controls, and prepare for successful submission of their institution’s annual HMDA data.
This program provides:
- A review of institutional coverage requirements and reportable transactions
- Guidance on collecting, documenting, and reporting required data fields
- A detailed examination of common coding errors and data integrity issues
- Strategies for identifying and correcting errors before submission
- A discussion of submission requirements and public disclosure obligations
- Best practices for strengthening quality control processes
- Practical recommendations for preparing for regulatory examinations
Participants will also receive practical guidance that can be incorporated into their institution’s HMDA review process.
WHO SHOULD ATTEND
This session is designed for compliance officers, HMDA Specialists, loan officers, loan processors, loan operations personnel, auditors, quality control specialists, and anyone responsible for collecting, reviewing, validating, or submitting HMDA data.
Presenters:
Kimberly Boatwright, CRCM, CAMS, FLE
Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC and has more than a two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC and consumer compliance. During her career she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager, a Certified Anti-Money Laundering Specialist and a Fair Lending Expert.
November 18, 2026