Overcoming the Challenges of Regulation CC

June 4, 2024



Does Reg CC make your head hurt?  You are not alone.  No doubt it gives tellers and operations staff a headache, and for good reason. Even though it has been around a long time, it remains one of the top regs that bankers just can’t get right.

When can a hold be placed?
What kind of hold can be placed?
How long can the hold last?

These are important pieces to understand well, because errors can lead to consumer harm, bringing reputational damage and examiner criticism.

Plus, there is much more to Reg CC than holds.  It also mandates disclosures and dictates rules for ATM deposits, mobile deposits, electronic check collection and substitute checks under “Check 21”.  These topics are crucial to get right as well – mishandling mobile deposits and making them available more quickly than necessary can open your institution up to unnecessary risk.

This two-hour livestreaming webinar addresses Regulation CC in clear, easily digestible way so you’re able to avoid consumer harm, criticism from examiners, and unnecessary risk. When you join us June 4th, you’ll come away with a thorough understanding of:

  • Subpart A:
    • Definitions of everything from (a) to (hhh)
  • Subpart B:
    • Next-day availability
    • Availability schedule
    • Case-by-case holds
    • Exception holds
    • New Account holds
    • Disclosure requirements: what, when, where, and how
  • Subpart C:
    • Collection of checks
    • Electronic checks
    • Mobile deposits
    • Responsibilities of paying and returning banks
  • Subpart D:
    • Substitute checks
    • Disclosure requirements under Check 21
  • Appendices
    • What is irrelevant and what matters


Who Should Attend:

The program is designed for compliance officers, operations officers, teller department managers, tellers, back-room operations staff, and auditors.


Reminder: Your registration includes a playback of the session, which is available after the session concludes.

This class has been submitted to ABA Professional Certifications for CE credit review and is pending approval. Once we receive notification of the credit approval, we will notify attendees.


Rebekah Leonard

Rebekah is the owner of Elucidate LLC, a compliance training and consulting company.  Elucidate means to “make clear, explain, throw light upon”, and describes Rebekah’s desire to illuminate the complexities of compliance with passion and fun.  She’s created and produced a TRID music video parody and several Compliance Breakout escape rooms, which she frequently provides at state banking compliance conferences.  She is an accomplished speaker and regularly provides webinars through BOL and Compliance Resource. Rebekah is currently serving as the VP Director of Compliance for a $6 Billion community bank in Montana.  She began her career in 1995 at a private lending company, but soon settled into banking, where she’s covered nearly all of it – customer service and teller work, loan processing and review, and security and business continuity.  She now oversees CRA, BSA and all aspects of compliance as a senior leader.  She has successfully navigated numerous FDIC Compliance, CRA, and BSA Exams.  Rebekah has a bachelor’s degree in Organizational Leadership from Chapman University (Magna cum Laude), attended the American Bankers Association National Compliance School in 2003, and has held her Certified Regulatory Compliance Manager designation since 2006.  She is a BOL Compliance Guru.

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Price: $325.00
Start Time: 2:00 pm EDT
End Time: 4:00 pm EDT

June 4, 2024

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