Description:
Nacha Operating Rules changes can affect everything from the contact information your institution maintains to how it formats international payments and handles returns. With several amendments taking effect in 2027 and 2028, now is the time to understand what they mean for your ACH procedures, systems, and staff.
This webinar brings the changes together in one practical review. We’ll cover recent updates to the ACH Contact Registry and the definition of an International ACH Transaction (IAT), then look ahead to new IAT contact requirements, formatting provisions, the higher Same Day ACH dollar limit, and a return reason code for sanctions compliance obligations. Examples throughout the session will help you connect the rule language to everyday processing decisions.
You’ll learn how to:
- Identify which rule changes affect your ACH operations and when they take effect.
- Prepare for IAT contact registration and understand the updated IAT definition and formatting provisions.
- Recognize what the increase from $1 million to $10 million means for Same Day ACH payments.
- Understand the purpose of new return reason code R90 for sanctions compliance obligations.
- Review your procedures and staff guidance against the upcoming changes.
Who should attend: ACH and banking operations staff, compliance and risk professionals, auditors, treasury management professionals, third-party processors, originating companies, and current or aspiring AAPs.
Presenters:
Donna Olheiser
Donna K Olheiser, AAP, is the vice president of Education Services and founder of Dynamic Mastership, LLC. She is an enthusiastic and energetic Certified Master Trainer with over 14 years’ experience. She has over 23 years of experience in the financial services industry which includes 9 years’ experience as the education service director at a Regional Payments Association (RPA), where she managed and facilitated the entire education program for nearly 800 financial institution members. Prior to that, Ms. Olheiser spent 14 years in various departments with the Federal Reserve Bank of Minneapolis and also holds the Accredited ACH Professional (AAP) designation (achieved in 2004). Her extensive knowledge, enthusiasm, and passion for transferring payment processing knowledge using the adult learning theory is remarkable and has helped many payment professionals perform daily operational tasks including exception processing while remaining compliant with the NACHA Operating Rules. She uses scenarios and examples to bring the learning home, easy to comprehend and apply to real-life day-to-day ACH processing.
December 17, 2026