How to Obtain and Retain an Outstanding CRA Rating

September 20, 2022



Register by August 6th and take advantage of our Early Bird Pricing!

All registrations to Compliance Resource webinars include five live connections AND the recording of the webinar (guaranteed for one year).

How to Obtain and Retain an Outstanding CRA Rating has been submitted to ABA Professional Certifications for CE credit review and is pending approval. Once we receive notification of the credit approval, we will notify attendees.


Every bank (small, intermediate small or large) would like to obtain an Outstanding CRA rating, but less than 10% of all  banks actually achieve this distinction. To receive an Outstanding CRA rating a bank must do everything necessary to obtain a Satisfactory rating, plus more. This program focuses on the “plus more.” Our suggestion is to shoot for an Outstanding rating and settle for a solid Satisfactory rating.

This program reviews:

  • Why a bank may want to seek an Outstanding CRA rating;
  • The established criteria for an outstanding rating for each category of banks;
  • The evolving criteria for obtaining an Outstanding rating under recent final regulations;
  • The actual process of obtaining an Outstanding CRA rating; and
  • A preview of how the proposed Interagency CRA Rules will impact the rating process.


Achieving an Outstanding CRA rating involves a lot of work for very little payoff. We suggest banks do the work needed for an Outstanding rating, but if the effort comes up a little short then settle for a solid Satisfactory rating. The failure to achieve a Satisfactory or Outstanding CRA rating can increase the difficulty in getting various applications approved by your federal regulator.  A lower rating results in additional work to restore the rating. This program provides the information needed to achieve the top CRA rating. Also:

  • The detailed manual is a great desktop reference; and
  • The presenter has decades of experience with this topic.


Upon completion of this two-hour program participants understand:

  • How to obtain an Outstanding CRA rating;
  • The established criteria for an outstanding rating for:
  • Large banks;
  • Intermediate small banks (Intermediate Banks under new final OCC CRA rules);
  • Small banks;
  • Wholesale banks;
  • Limited purpose banks; and
  • A bank submitting a strategic plan.
  • The evolving criteria for an outstanding rating under recent regulatory proposal;
  • How the CRA Regulatory Rating process works;
  • The role of CD activities in the current CRA Rating process; and
  • The role of CD activities in the recent regulatory proposal.


The program is designed for directors and senior management, management of the loan department, Compliance Officers, CRA Officers, marketing staff and auditors.

This program will start at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, or 11:00 AM PDT

**Recording Included

This webinar will be recorded and sent to all registrants. You will receive links to the recording following the program. These recordings have unlimited viewings and are available for up to one year.

Register by August 6th and take advantage of our Early Bird Pricing!


Jack Holzknecht

Jack Holzknecht is the Founder of and a Senior Consultant at Compliance Resource, LLC. He has been delivering the word on lending compliance for 46 years. In 41 years as a trainer over 155,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner.  He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by a number of state bankers associations. As a contractor he developed and delivered compliance training for the FDIC for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association.

Kimberly Boatwright

Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC and has more than a two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC and consumer compliance. During her career she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.

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Price: $0.00
Start Time: 2:00 pm EDT
End Time: 4:00 pm EDT

September 20, 2022

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