Description:
A strong Community Reinvestment Act (CRA) program starts with understanding how regulators evaluate your institution’s performance and knowing how to turn that understanding into meaningful results. CRA requirements, examination expectations, and regulatory initiatives have created ongoing challenges for financial institutions.
This live webinar breaks down the fundamentals of CRA, explains how institutions are evaluated under the applicable regulatory framework, and explores practical ways to strengthen CRA performance and community development efforts. Whether you are new to CRA or refreshing your knowledge, the session connects regulatory requirements to everyday banking activities, including assessment areas, performance tests, lending activity, community development, documentation, public file requirements, and current regulatory developments.
You’ll learn how to:
- Explain the purpose of CRA, its implementing regulations, and your institution’s responsibilities.
- Understand the applicable performance tests, how ratings are assigned, and how small bank and intermediate small bank classifications affect which tests apply.
- Define and evaluate assessment areas and understand how geographic boundaries influence your CRA evaluation.
- Meet key program requirements, including public file requirements, CRA notices, and documentation expectations.
- Identify qualifying community development activities and track and document the results.
- Stay current on recent regulatory changes and proposals, and see why monitoring them matters to your program.
Who should attend: CRA officers, compliance officers, lending and loan operations managers, community development personnel, marketing staff, internal auditors, and risk management professionals, as well as bank management and others who support, document, or oversee CRA performance.
Presenters:
Kimberly Boatwright, CRCM, CAMS, FLE
Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC and has more than a two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC and consumer compliance. During her career she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.
February 2, 2027