Description:
Register by January 6th and take advantage of our Early Bird Pricing!
All registrations to Compliance Resource webinars include five live connections AND the recording of the webinar (guaranteed for one year).
2023 Real Estate Lending Compliance (Virtual) 4-Part Series has been submitted to ABA Professional Certifications for CE credit review and is pending approval. Once we receive notification of the credit approval, we will notify attendees.
WHAT
Congress has consistently provided special protection to consumer loan borrowers, especially those who secure loans with their home. The explosion of new lending requirements and changes to existing requirements continues into 2023.
The program provides an overview of the real estate lending requirements from ten regulations, along with comprehensive coverage of selected topics, policy suggestions, employee training tips, audit techniques and steps to eliminate past problems. Emphasis is placed on coverage and exemption rules, determining which disclosures are required, the content of the required disclosures and prohibited acts or practices.
Every year major changes appear and this year is no exception. Big changes are pending with Section 1071, Fair Lending, and Regulation B. The program and the manual have been completely updated for the revisions.
WHY?
Where else can you find:
- Comprehensive coverage of 10 major federal real estate lending compliance topics in two information packed days; and
- A 400-page manual that serves as a handbook long after the program has ended.
TOPICS
The following laws and regulations are covered:
- Part I – Recording Available
- Equal Credit Opportunity Act (Regulation B) – includes a review of the data collection and reporting rules for small business loans under Section 1071 of the Dodd-Frank Act;
- Fair Housing Act – includes a review of recent redlining, appraisal discrimination and loan pricing cases;
- Fair Credit Reporting Act;
- Part II – Recording Available
- Flood Insurance Rules – includes the new Flood Insurance Questions and Answers which, and the status of the Standard Flood Hazard Determination form;
- Home Mortgage Disclosure Act (Regulation C) including a review of the case that lowers the threshold for closed-end mortgage loan coverage back to 25 loans;
- Part III – Recording Available
- Truth in Lending Act (Regulation Z) – includes revisions to the ATR/QM rules and the latest guidance on TRID rules;
- Part IV – (February 23, 2023 2- 4 PM ET)
- Real Estate Settlement Procedures Act;
- Homeowners Protection Act;
- Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act); and
- Unfair, Deceptive or Abusive Acts or Practices.
WHO
This four-part webinar is designed for Compliance Officers, Loan Officers, Loan Processors, Auditors, and others with responsibilities related to the origination and servicing of mortgage loans.
*All of these programs will start at 2:00 PM EST, 1:00 PM CST, 12:00 PM MST, or 11:00 AM PST
**Recordings Included
This webinar will be recorded and sent to all registrants. You will receive links to the recording following the program. These recordings have unlimited viewings and are available for up to one year.
Register by January 6th and take advantage of our Early Bird Pricing!
Presenters:
Kimberly Boatwright
Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC and has more than a two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC, and consumer compliance. During her career she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.
Jack Holzknecht
Jack Holzknecht is the Founder of and the Senior Consultant at Compliance Resource, LLC. He has been delivering the word on lending compliance for 47 years. In 42 years as a trainer over 160,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by a number of state bankers associations. As a contractor he developed and delivered compliance training for the FDIC for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association.
February 23, 2023