Would a commercial loan subject to reg B, but not reg Z fall under e-sign rules for this disclosure?
Also, what is the best way to document e-sign through e-mail? We are set up on our website for e-sign disclosures when someone signs up for e-statements, but I am not sure how this would be done via e-mail? Would an e-sign document at application that the customer signs in person be acceptable relating to future documents (such as this one) involved in the transaction?