Description:
Real estate lending is subject to a complex web of federal laws and regulations, and understanding how these requirements work together is essential to managing compliance risk. From application through closing and servicing, even small errors in disclosures, documentation, or lending practices can create significant compliance challenges.
This comprehensive, four-part live webinar series provides a practical review of 10 major federal real estate lending compliance topics. Designed to connect regulatory requirements with real-world lending practices, the series examines coverage and exemption rules, required disclosures, prohibited acts and practices, and the controls financial institutions need to support effective compliance.
Explore key requirements under the Equal Credit Opportunity Act, Fair Housing Act, Fair Credit Reporting Act, Flood Insurance Rules, HMDA, Truth in Lending Act, RESPA, Homeowners Protection Act, SAFE Act, and UDAAP. Through focused instruction, practical compliance guidance, and discussion of relevant regulatory developments and enforcement trends, you will gain a clearer understanding of common lending compliance challenges and strategies for addressing them.
Whether you are responsible for originating loans, reviewing files, managing compliance, or conducting audits, this series will help you recognize potential problem areas, strengthen internal controls, and apply regulatory requirements more confidently. Participants will also receive a detailed reference manual to support their work long after the final session.
WHAT YOU WILL LEARN
- Navigate the Major Real Estate Lending Regulations: Understand the purpose and key requirements of 10 major federal laws and regulations affecting mortgage lending.
- Determine Regulatory Coverage and Exemptions: Evaluate which requirements apply to different lending transactions and identify when specific exemptions may be available.
- Get Disclosures Right: Understand which disclosures are required, when they must be provided, and what information they must contain.
- Recognize Fair Lending Risks: Examine requirements under the Equal Credit Opportunity Act and Fair Housing Act, including issues involving redlining, appraisal discrimination, and loan pricing.
- Strengthen HMDA and Flood Compliance: Review HMDA coverage and reporting considerations, along with flood insurance requirements and related disclosure obligations.
- Identify Prohibited Acts and Practices: Recognize lending practices that may create fair lending, consumer protection, or other regulatory concerns.
- Improve Policies, Procedures, and Training: Explore practical approaches to strengthening lending compliance controls and reinforcing employee understanding of regulatory responsibilities.
- Enhance Audit and Review Practices: Apply targeted review techniques to identify weaknesses, correct recurring problems, and improve ongoing compliance monitoring.
- Stay Informed on Regulatory Developments: Understand the importance of monitoring changes, emerging enforcement trends, and evolving expectations that affect real estate lending compliance.
WHO SHOULD ATTEND?
This series is designed for compliance officers, CRA and fair lending professionals, mortgage loan officers, loan processors, loan operations personnel, internal auditors, and risk management professionals. It is also valuable for lending managers and others responsible for mortgage origination, servicing, quality control, or the development and oversight of lending compliance programs.
Whether you are building foundational knowledge or refreshing your understanding of established requirements, this series offers practical guidance for professionals involved in real estate lending.
DELIVERY FORMAT
Four-part, live instructor-led webinar series delivered on four separate dates. Participants will receive a detailed reference manual to support ongoing compliance efforts.
- Part One | 2/16/2027
- Part Two | 2/18/2027
- Part Three | 2/23/2027
- Part Four | 2/25/2027
Presenters:
Kimberly Boatwright, CRCM, CAMS, FLE
Kimberly Boatwright is Executive Vice President and Director of Risk and Compliance at Compliance Resource, LLC, with more than 22 years of experience in the financial services industry. She works with financial institutions nationwide on regulatory compliance, risk management, compliance program development, and training.
Kimberly brings extensive experience across lending compliance, consumer compliance, Fair Lending, HMDA, CRA, and BSA/AML, working with financial institutions of all sizes and types to understand regulatory requirements, identify risk, and develop practical compliance solutions that work in the real world.
As a consultant, trainer, and frequent industry speaker, Kimberly is known for taking complex regulatory requirements and making them understandable, relevant, and useful. Her training focuses not only on what the regulations say, but on how those requirements affect the people, processes, and decisions within a financial institution.
Kimberly is a Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS), and Fair Lending Expert (FLE).
February 16, 2027