Lending Compliance Update (Two- Part Virtual Series)

“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations. Often, compliance errors occur simply because the lender was unaware of the change.

2026 has been a busy year for compliance. In this two part series we’ll cover changes, updates, and developments that have taken place in the last 12 months.

Final changes to Regulation B, including changes affecting disparate impact, discouragement, and Special Purpose Credit Programs, as well as significant revisions to the Section 1071 small business lending rule, are among the key developments lenders need to understand. The Community Reinvestment Act also remains an important area to watch as the agencies reconsider the 2023 CRA rule and continue applying the existing CRA framework. Mortgage lending requirements, HMDA reporting, fair lending, and other consumer compliance expectations continue to evolve as well.

Part One takes place January 12th and Part Two takes place January 14th. 

TOPICS WE’LL DISCUSS:

This webinar covers significant developments and regulatory issues from the last 12 months, including, but not limited to:

• HMDA/Regulation C

• 2026 Filing Instructions Guide (FIG);
• Reporting requirements and common data issues;
• Common HMDA errors

• Community Reinvestment Act
• Current CRA framework and regulatory developments;
• Assessment areas and performance considerations;
• Data, fair lending, and CRA risk
• ECOA/Regulation B

• 2026 changes affecting disparate impact, discouragement, Special Purpose Credit Programs, and Section 1071;

• Fair Housing Act / Fair Lending
• Redlining developments and examination considerations;
• Property appraisals and other written valuations;
• RESPA / Regulation X
  • Mortgage servicing requirements;
  • Section 8 and affiliated business arrangements;
• TILA / Regulation Z / TRID
  • Current disclosure and timing issues;
  • Ability-to-Repay and Qualified Mortgage considerations;
  • Common TRID errors and practical compliance concerns;
• FCRA

• Permissible purpose, accuracy, and integrity;

• Flood Insurance
• Common compliance errors and MIRE-related issues;

And much more.

WHY SHOULD YOU ATTEND

This two-part program provides an update on numerous lending compliance topics in a single program; thereby saving the attendee time and their institution’s money.  Upon completion of the program attendees will:

• Understand recent changes; and
• Develop a plan to implement pending changes.

WHO SHOULD ATTEND 

This program is designed for compliance officers, loan officers, legal counsel, auditors and others who are familiar with the basic requirements of the covered regulations.