Description
In 2026, do compliance exams matter anymore?
With shifting regulatory priorities, evolving supervision strategies, and ongoing talk of “deregulation,” many institutions are asking the same question: Do compliance exams still carry the same weight they once did?
Short answer: yes—absolutely.
While the tone of exams may be changing, the core expectations have not. Examiners are still evaluating your institution against established standards, using the FFIEC Uniform Interagency Consumer Compliance Rating System as their guide. Risk-based focus areas remain front and center, and institutions that aren’t consistently prepared may find themselves exposed when examiners arrive.
This on-demand session takes a practical, real-world look at how compliance exams are conducted today—and how you can stay ready year-round. From understanding how ratings are determined to managing examiner interactions, you’ll gain actionable insight into what matters most and how to position your institution for success.
During this on-demand session, you’ll learn how to:
- Apply the 4 foundational principles of the Interagency Consumer Compliance Rating System
- Understand the 3 core components of an effective Compliance Management System (CMS)
- Evaluate violations and consumer harm using the 4 key regulatory considerations
- Distinguish between the 3 levels of violations and how they impact exam outcomes
- Navigate the 5-level rating scale used by examiners
- Strengthen third-party oversight and understand its growing importance in exams
- Identify high-risk areas that receive greater examiner scrutiny
- Implement practical strategies for managing the exam process before, during, and after the review
The key to a successful exam isn’t last-minute preparation—it’s building a mindset of continuous readiness. Every report you write, every committee meeting you attend, and every compliance decision you make should stand up to examiner review.
Led by a seasoned compliance professional with over 25 years of experience and firsthand insight from multiple compliance exams, this session delivers practical guidance you can immediately apply to strengthen your program—and approach your next exam with confidence.
Who:
Compliance professionals, risk managers, loan policy specialists, operations leaders, marketing teams, and audit staff seeking to better understand—and successfully navigate—the compliance exam process.
