Earlier this week, the CFPB Released the 2023 Modified HMDA loan/application registers (LARs).
The HMDA modified LARs are now available for each institution that filed HMDA data collected in 2023. Institutions can find the data on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for approximately 5,089 HMDA filers. The published data contains mortgage loan-level information for 2023 as modified to protect applicant and borrower privacy in accordance with the Consumer Financial Protection Bureau’s final policy guidance on the disclosure of HMDA data.
The 2023 HMDA LAR data can be found here, on the FFIEC’s HMDA Platform. From there, you also have the ability to download one combined file that contains all institutions’ modified LAR data.
Need to take a closer look at your HMDA program? Check out these on-demand sessions: