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How to Obtain and Retain an Outstanding CRA Rating Webinar Recording

$325.00

* Please note that the recording links will be delivered to you via a downloadable PDF in your confirmation e-mail.  The PowerPoint that corresponds with the recording will be automatically delivered upon purchasing via email from the website.

WHAT?

Every bank (small, intermediate small or large) would like to obtain an Outstanding CRA rating, but only a very small percentage of banks actually achieve this distinction. To receive an Outstanding CRA rating a bank must do everything necessary to obtain a Satisfactory rating, plus more. This program focuses on the “plus more.” Our suggestion is to shoot for an Outstanding rating and settle for a solid Satisfactory rating.

This recording reviews:

  • Why a bank may want to seek an Outstanding CRA rating;
  • The established criteria for an outstanding rating for each category of banks;
  • The evolving criteria for obtaining an Outstanding rating under recent final regulations;
  • The actual process of obtaining an Outstanding CRA rating; and
  • A preview of how the proposed Interagency CRA Rules will impact the rating process.

WHY?

Achieving an Outstanding CRA involves a lot of work for very little payoff. We suggest banks do the work needed for an Outstanding rating but if the effort comes up a little short then settle for a solid Satisfactory rating. The failure to achieve a Satisfactory or Outstanding CRA rating can increase the difficulty in getting various applications approved by your federal regulator.  A lower rating results in additional work to restore the rating. This recording provides the information needed to achieve the top CRA rating. Also:

  • The detailed manual is a great desktop reference; and
  • The presenter has decades of experience with this topic.

TOPICS

Upon completion of this two-hour program participants understand:

  • How to obtain an Outstanding CRA rating;
  • The established criteria for an outstanding rating for:
    • Large banks;
    • Intermediate small banks;
    • Small banks;
    • Wholesale banks;
    • Limited purpose banks; and
    • A bank submitting a strategic plan.
  • The evolving criteria for an outstanding rating under recent OCC final rules;
  • How the CRA Regulatory Rating process works;
  • The role of CD activities in the CRA Rating process; and
  • The role of CD activities in the recent regulatory proposal.

WHO?

The recording is designed for management of the loan department, Compliance Officers, CRA Officers, marketing staff and auditors.

Category:

Description

* Please note that the recording links will be delivered to you via a downloadable PDF in your confirmation e-mail.  The PowerPoint that corresponds with the recording will be automatically delivered upon purchasing via email from the website.

WHAT?

Every bank (small, intermediate small or large) would like to obtain an Outstanding CRA rating, but only a very small percentage of banks actually achieve this distinction. To receive an Outstanding CRA rating a bank must do everything necessary to obtain a Satisfactory rating, plus more. This program focuses on the “plus more.” Our suggestion is to shoot for an Outstanding rating and settle for a solid Satisfactory rating.

This recording reviews:

  • Why a bank may want to seek an Outstanding CRA rating;
  • The established criteria for an outstanding rating for each category of banks;
  • The evolving criteria for obtaining an Outstanding rating under recent final regulations;
  • The actual process of obtaining an Outstanding CRA rating; and
  • A preview of how the proposed Interagency CRA Rules will impact the rating process.

WHY?

Achieving an Outstanding CRA involves a lot of work for very little payoff. We suggest banks do the work needed for an Outstanding rating but if the effort comes up a little short then settle for a solid Satisfactory rating. The failure to achieve a Satisfactory or Outstanding CRA rating can increase the difficulty in getting various applications approved by your federal regulator.  A lower rating results in additional work to restore the rating. This recording provides the information needed to achieve the top CRA rating. Also:

  • The detailed manual is a great desktop reference; and
  • The presenter has decades of experience with this topic.

TOPICS

Upon completion of this two-hour program participants understand:

  • How to obtain an Outstanding CRA rating;
  • The established criteria for an outstanding rating for:
    • Large banks;
    • Intermediate small banks;
    • Small banks;
    • Wholesale banks;
    • Limited purpose banks; and
    • A bank submitting a strategic plan.
  • The evolving criteria for an outstanding rating under recent OCC final rules;
  • How the CRA Regulatory Rating process works;
  • The role of CD activities in the CRA Rating process; and
  • The role of CD activities in the recent regulatory proposal.

WHO?

The recording is designed for management of the loan department, Compliance Officers, CRA Officers, marketing staff and auditors.

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