October 14, 2013 at 1:23 pm EDT
#4044
rcooper
Member
You’re correct, as long as it is delivered 120 days before the new payment is due it is fine. Jack used the 45 day example because it is fairly common.
Here’s a similar post from a couple of weeks ago. https://mycomplianceresource.com/forums/topic/regulation-z-arm-notices/