I don’t see a problem with registering your loan officers through the NMLS even if they don’t typically act as an MLO. Many banks did this as a precautionary measure with employees they weren’t quite sure about. It’s been a while since I’ve looked at the NMLS registration process, but I believe there is still a background check requirement, but that’s handled through the registry as part of the registration process. And, as you already know, they’ll have to renew their registration annually.
