Reply To: Accuracy and Integrity Rules


In looking the FCRA accuracy and integrity rules, under the duties upon notice of dispute, when the investigation is complete, the results are to be reported to CRA’s to which we furnish information. If we receive that credit dispute from CRA, are we required to report our findings back to the CRA and the consumer or just CRA?

Under 1022.43 for direct disputes we report the results of our findings to the consumer and CRA if necessary.

Thanks for your help. Have a great day.