Re: HMDA and Monitoring Information


I think I mis-spoke. The error wasn’t found after the submission but in our post closing scrub that we do at end of each month. We can still fix it before it gets on the LAR to send to the regulators. I’m just not sure which is the correct answer. Do I go by the application and loan which lists the husband first and wife second (Sex: 1,2) or do I go by the monitoring information the customer signed which lists the wife first and husband second (Sex: 2,1) ?