March 27, 2014 at 12:13 pm EDT
#5653
rcooper
Member
If the co-signer is a consumer as defined in Reg Z (also see commentary) and this is their principal dwelling you will need to escrow for that property as well. Also, regardless if the co-signer meets the general definition of consumer, he/she is a consumer under the Right of Rescission rules if he/she is pledging his/her principal dwelling as collateral.