February 3, 2014 at 3:46 pm EST
#5281
jholzknecht
Keymaster
This is a fairly low risk violation for two reasons:
1) This situation does not arise very often; and
2) Even though you bank is violating the law, you are in compliance with the regulation, which provides a great defense if your bank gets sued.
I would keep it on your TO DO list, but eliminate higher risk concerns before you take on this item.